In the UK there is a massive demand for properties to purchase and subsequently lease out. The venture is popular with investors. If the property is bought well in terms of position and area, the rental will happen and this will bring in a monthly income. Currently, renting is the only option for many people. 

The developers that we use spend years searching for the correct site on which to build. Always close to stations and good amenities.
Returns over the years have decreased as property has increased in value. It’s always a long term outlook as we say, so get in now. The yields will be around the 6% mark but as years go and rentals increase, the yields improve. Of course it also depends on what you pay for the apartment.

In the UK the demand for a second or third property is huge. The UK has a massive buy-to-let culture. Property meetings are held all over the UK where like-minded investors discuss opportunities and trade properties.
If an area is yielding a decent return, then the competition is steep.

Our focus is value sourcing and currently the best value is found in off plan new developments that are fully managed. The northern cities and market towns are our current focus with first grade developers. One and two bedroom flats seem to be best option as yields are better and easier to manage.

Our main focuses are Greater London, and Northern market towns and cities like Birmingham, Manchester and the sourounding towns. Value is far better outside the bigger cities in towns that are commutable.

We have a few preferred lenders that we can introduce to you, however our preferences can change over time and we ultimately work with whichever lender will give us and our investors the finance.

Banks will only lend on purchases of over £100,000 (and a maximum 60% loan to value) to non-resident investors. Having a UK or EU passport but not living in the UK still classifies you as non-resident.

We suggest never selling. We look at our portfolio cash flow as our retirement fund.
The greatest way to build up a portfolio is slowly and carefully. If it does not show a minimum gross yield of 5%+ then we do not invest. This yield increases over the years as rentals go up and property value increases.

Low property prices mean higher yields. One issue is that the banks are not lending to first-time buyers without a large deposit of up to 40% in many cases.
This drives the rental market and makes it a perfect time for the buy-to-let investor.

This is a difficult question to answer, as the property market is always changing. However, we make the best of the property market and will look to other areas as the climate changes and adapts. In essence, if we continue to find great yielding property, we will continue to buy.

Nevertheless, in spite of all the changes in the world and the economy in recent times, property seems to always remain the one sure investment.

We only work with developers who offer full management services. That is one of our key criteria. They will also collect the rent and deduct the bills for you as part of their service. Most of this is done on line via management portals making it easier for long distance investors.

We only  focus on new builds. Once again we look for the up and coming areas and we only invest with larger , reputable companies.

We do extensive research in the areas and will not suggest the property if you are going to battle to get a tenant.

We invest a lot of our time looking at areas and identifying their potential. This is part of the due diligence and the absolute key to the success of a buy-to-let property. We also encourage our investors to put the postal code into Google and “drive around” the area online. The developers also know that they have to tenant and they look for the tenant catchment areas.

It depends mainly on the development and area. However there is currently a  huge demand for tenants. The key with tenanting its great management. Bad management means bad tenants. We have learnt the hard way with this. So rather a little longer to find the tenant than a bad tenant.

This is the core of what we do and how Propwealth came about.

We are continually searching for property deals. We either buy them ourselves or try to package and sell them on to other like-minded property investors.

We prefer one and two beds as the demand for tenants is strong plus the yield is normally excellent. These properties also suit couples sharing so rent is more affordable on the unit.

Buying off plan adds value immediately as the completion date might be 2 years off, allowing for automatic capital growth. That’s why we get in early with these development as to maximise capital returns.